{"id":1400,"date":"2024-08-27T10:40:00","date_gmt":"2024-08-27T14:40:00","guid":{"rendered":"https:\/\/senatedems.com\/cavanagh\/?p=1400"},"modified":"2024-10-16T10:41:04","modified_gmt":"2024-10-16T14:41:04","slug":"senior-newsletter","status":"publish","type":"post","link":"https:\/\/dev.senatedems.com\/cavanagh\/2024\/08\/27\/senior-newsletter\/","title":{"rendered":"Senior Newsletter"},"content":{"rendered":"\n[et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.27.0″ _module_preset=”default”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_image src=”https:\/\/senatedems.com\/cavanagh\/wp-content\/uploads\/sites\/12\/2024\/03\/cavtitle.png” _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” alt=”Senator Mary Cavanagh email banner” title_text=”cavtitle” force_fullwidth=”on” hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]
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Dear Neighbor,<\/span><\/p>\n

From Marquette to the Motor City, Michigan seniors contribute to the vitality of this state in invaluable ways. For decades, they have brought families to our neighborhoods, business to our storefronts and talent to our workforce. As the very lifeblood of our state, seniors deserve our utmost care and respect. Those are words that my colleagues and I at the Michigan Senate not only believe; they are words we act on.<\/span><\/p>\n

As your State Senator, it is my honor to serve and advocate for you at the Capitol, ensuring <\/span>access to the resources you need to live with confidence and comfort. Read on to learn <\/span>about exciting legislation we have recently advanced in the Legislature, and some helpful resources to address any barriers you may face. If you ever need assistance navigating any of these changes with our state government, or would like to share feedback and<\/span>suggestions, please do not hesitate to contact my office.<\/span><\/p>\n

In service,<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>[\/et_pb_text][et_pb_image src=”https:\/\/senatedems.com\/cavanagh\/wp-content\/uploads\/sites\/12\/2024\/03\/Screenshot-2024-03-11-100327.png” _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” alt=”Mary Cavanagh signature” title_text=”Screenshot 2024-03-11 100327″ width=”23%” hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]

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Mary Cavanagh<\/strong>
<\/span>State Senator
District 6<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_image src=”https:\/\/senatedems.com\/cavanagh\/wp-content\/uploads\/sites\/12\/2024\/10\/legislative-action.png” _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” alt=”Legislative Action for Seniors” title_text=”legislative action” force_fullwidth=”on” hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]

Repealing the Retirement Tax, Lowering Costs for Seniors<\/strong><\/p>\n

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Last year, Gov. Gretchen Whitmer and the Michigan Senate Democrats were instrumental in passing the Lowering MI Costs Plan, one of the biggest tax relief initiatives this state has seen in decades. This plan overhauls the unfair and unpopular retirement tax, expands the Working <\/span>Families Tax Credit and makes significant investments in housing and <\/span>community redevelopment.<\/span><\/p>\n

By expanding the Working Families Tax Credit to 30% of the federal Earned Income Tax Credit, 700,000 Michiganders \u2014 those who have the hardest time affording the basics \u2014 will see an average of $3,150 back in their <\/span>pockets. Repealing the retirement tax that unfairly burdened retirees<\/span><\/p>\n

will ultimately put an average of $1,000 back in the pockets of 500,000 Michigan households. The Lowering MI Costs Plan also invests $50 million <\/span>of surplus revenue into the state\u2019s Housing and Community Development <\/span>Fund \u2014 which prioritizes projects offering veterans, seniors, people with disabilities and working families safe and affordable places to call home. Learn more at <\/span>Michigan.gov\/taxes<\/span><\/a>.<\/span><\/p>\n

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Lowering Prescription Drug Costs<\/strong><\/p>\n

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Last year, the Michigan Senate Democrats passed Senate Bills 483-485\u00a0<\/span>Budget Funding for Seniors Setting the state budget year after year is an opportunity to show Michiganders who and what we value through the allocation of financial resources. In addition to the exciting legislative wins passed last year, the Michigan Legislature made significant investments in our senior community through the Fiscal Year 2025 budget.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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In 2020, while the costs of many goods were rising, the prices of over 500 commonly used prescription drugs in Michigan increased at a rate 2x that <\/span>of inflation. Michigan Senate Democrats are committed to alleviating the<\/span>burden of prescription drug costs on Michigan residents and employers \u2014 and we are taking meaningful action to combat this persistent problem.<\/span><\/p>\n

This bill package has passed the Michigan Senate and has been referred <\/span>to the House Committee on Insurance and Financial Services to await <\/span>further action.<\/span><\/p>\n

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Veteran Property Tax Exemption<\/strong><\/p>\n

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Our veteran community has selflessly served our nation, sacrificed their <\/span>time and even risked their health and safety to protect our freedoms. As our veteran community ages, property taxes can become burdensome and <\/span>make property ownership difficult to maintain.<\/span><\/p>\n

That\u2019s why last year, I led the charge in passing a bipartisan Senate bill package (Senate Bills 176, 330 & 364) to amend the General Property\u00a0Tax Act to take the burden off our veterans by changing from an annual <\/span>property tax exemption filing to a one-time filing and extending the benefit <\/span>to a veteran\u2019s surviving spouse. I am deeply proud to have passed this package into law for Michigan\u2019s veterans and their families.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]

Budget Funding for Seniors<\/strong><\/p>\n

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Setting the state budget year after year is an opportunity to show Michiganders who and what we value <\/span>through the allocation of financial <\/span>resources. In addition to the exciting legislative wins passed last year, the <\/span>Michigan Legislature made significant <\/span>investments in our senior community through the Fiscal Year 2025 budget.<\/span><\/p>\n

Some of those investments include:<\/strong><\/em><\/p>\n

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  • Investments <\/span>in affordable senior housing, eviction diversion, and homelessness prevention to keep Michiganders in their homes<\/span><\/li>\n
  • Increased funding for nutrition access, including Elder Law of Michigan\u2019s Food for the Elderly (MiCAFE) program and food desert prevention<\/li>\n
  • Wage increases for direct care workers providing skilled care for our loved ones<\/li>\n
  • Grants for water affordability programs and shutoff prevention<\/li>\n
  • Medicaid rate increases for many top billing codes, private duty nursing, orthopedic providers, speech therapy, Federally Qualified Health Centers, and more<\/li>\n
  • Increased funding for Michigan\u2019s Long Term Care Ombudsman\u2019s community services division<\/li>\n
  • Infrastructure funding for senior center upgrades in communities across Michigan<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_image src=”https:\/\/senatedems.com\/cavanagh\/wp-content\/uploads\/sites\/12\/2024\/10\/Protect-yourself-from-medicare-scams.png” _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” alt=”Protect yourself from medicare scams” title_text=”Protect yourself from medicare scams” hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]
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    The Michigan Dept. of Insurance and Financial Services (DIFS) and the Michigan Dept. <\/span>of Health and Human Services (MDHHS) are warning seniors to protect themselves and <\/span>their personal information from potential scams and high-pressure sales tactics. <\/span>Here are 5 important tips for protecting yourself:<\/strong><\/p>\n

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    • Never give your Medicare number or other personal information to an unknown caller. <\/span>You are always able to get information on Medicare plans without providing an ID number. The only time the Medicare ID number is required is when you are actively enrolling in a plan.<\/span><\/li>\n
    • Do not give out your personal information if someone calls or visits your home and says they\u2019re from Medicare. The Centers for Medicare and Medicaid Services will never call or send someone to your home to ask for personal information or check your Medicare number.<\/li>\n
    • Don\u2019t trust caller ID. Scammers use technology to make it look like they are calling from a legitimate business or government agency.<\/li>\n
    • Ignore anyone who calls saying you must join their prescription drug plan, or you will lose your Medicare coverage. While it is true that there may be a penalty if you delay enrolling in the Medicare prescription drug plan (also known as Part D), that coverage is voluntary.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n
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      The Attorney General\u2019s alert also reminds consumers that government agencies will not:<\/strong><\/p>\n

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        Promise to increase benefits or fix an issue if a fee is paid<\/span><\/p>\n<\/li>\n

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        <\/span>Threaten arrest or legal action unless money is sent immediately<\/span><\/p>\n<\/li>\n

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        Demand payment in the form of gift cards, wire transfers, prepaid debit cards, cryptocurrency, or cash sent by mail<\/span><\/p>\n<\/li>\n<\/ul>\n

        If you have questions or concerns about your Medicare coverage, DIFS and MDHHS <\/span>urge you to contact Medicare directly at
        <\/span>Medicare.gov <\/span>or by calling <\/span>(800) 633-4227<\/span>.<\/span><\/p>\n

        If you or a loved one has experienced this type of scam or high-pressure tactic, contact DIFS at <\/span>Michigan.gov\/DIFSComplaints <\/span>or call <\/span>(877) 999-6442 <\/span>to file a complaint.<\/span><\/p>\n

        To file a complaint with the Attorney General,
        <\/span>contact the Consumer Protection Team
        at <\/span>(517) 335-7599 <\/span>or toll-free at
        <\/span>(877) 765-8388<\/span>. You can also file online at <\/span>secure.ag.state.mi.us\/complaints\/consumer.aspx<\/span>.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n

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        Drug Immunity<\/strong><\/p>\n

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        Last year, Senate Democrats passed Senate Bill 410 into law with overwhelming bipartisan support, repealing Michigan\u2019s law that limited drug manufacturers\u2019 liability for medicine that has harmed or killed Michigan residents. Before Senate Bill\u00a0<\/span>410, Michigan was the only state with a law that provided drug manufacturers broad immunity for product liability, shielding\u00a0<\/span>big pharmaceutical companies and preventing Michigan\u2019s residents and Attorney General <\/span>from filing complaints or joining <\/span>class action lawsuits to recoup damages against companies.\u00a0<\/span>I proudly cosponsored this important legislation that will now allow families to seek justice for loved ones harmed by faulty prescriptions.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_image src=”https:\/\/senatedems.com\/cavanagh\/wp-content\/uploads\/sites\/12\/2024\/10\/Know-your-rights.png” _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” alt=”Know your rights: Protect against elder abuse and fraud” title_text=”Know your rights” hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]

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        ELDER ABUSE: See It, Document It, Report It<\/strong><\/p>\n

        In Michigan, more than 73,000 older adults have been victims of abuse \u2014 and many more are targets. Seniors are often vulnerable to abuse, neglect or exploitation, and much of it is unreported or underreported.<\/span><\/p>\n

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          Take photographs and written notes on what you observed, when you observed it and who was present, along with any other helpful information.<\/span><\/p>\n<\/li>\n

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          <\/span>Immediately report incidents to the nursing home or healthcare facility administrator, if applicable.<\/span><\/p>\n<\/li>\n

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          Report the abuse to the Office of the Attorney General at <\/span>(800) 242-2873 <\/span>and to the Michigan Dept. of Health & Human Services Adult Protective <\/span>Services at <\/span>(855) 444-3911<\/span>.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_image src=”https:\/\/senatedems.com\/cavanagh\/wp-content\/uploads\/sites\/12\/2024\/10\/Senior-Services.png” _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” alt=”Wayne County Senior Services” title_text=”Senior Services” hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]

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          Wayne County Senior Services<\/strong><\/p>\n<\/div>\n<\/div>\n

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          (800) 851-1454 seniornutrition@waynecounty.com<\/span><\/p>\n<\/div>\n<\/div>\n

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          If you\u2019re looking for information on senior services available in Wayne County, be sure to check out the seniors section of their website at <\/span>waynecounty.com\/departments\/seniorservices<\/span>. Their online resources offer helpful information, including resources about aging well, volunteering, donations, meals, legal issues and local services.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.0″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]

          Useful Senior Service Numbers<\/strong><\/p>\n

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          \u201cHelp is just a phone call away. Save these useful numbers in case you need assistance.\u201d \u2014 Sen. Cavanagh<\/span><\/p>\n

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          Adult Protective Services, for reports of suspected abuse and neglect……………..(855) 444-3911<\/span><\/p>\n

          Ageways Nonprofit Senior Services<\/span>……………………………………………………………(248) 357-2255 Attorney General, Consumer Protection Division, for cases of identity theft……….(877) 765-8388<\/span><\/p>\n

          Attorney General, Office of Elder Abuse <\/span>……………………………………………………… (800) 242-2873<\/span><\/p>\n

          Bridge Card (EBT) \u2013 Customer Service……………………………………………………….(888) 678-8914<\/span><\/p>\n

          COVID-19 Hotline<\/span>……………………………………………………………………………………(888) 535-6136<\/span><\/p>\n

          Disability Ombudsman…………………………………………………………………………….(800) 288-5923<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n

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          Domestic Violence Hotline<\/span>………………………………………………………………………..(800) 799-7233 <\/span><\/p>\n

          Elder Care Services…………………………………………………………………………………(800) 677-1116 <\/span><\/p>\n

          Elder Law of Michigan, Inc……………………………………………………………………….(866) 400-9164 <\/span><\/p>\n

          Energy Assistance……………………………………………………………………………………………….. 2-1-1 <\/span><\/p>\n

          Benificiary Help Line for both Medicare & Medicaid <\/span>……………………………………..(800) 642-3195 <\/span><\/p>\n

          Medicare\/Medicaid Assistance Program (MMAP)………………………………………….(800) 803-7174 <\/span><\/p>\n

          Medicare, includes Part D for pharmacy……………………………………………………..(800) 633-4227 <\/span><\/p>\n

          MI Enrolls \u2013 Medicaid Managed Care…………………………………………………………(888) 367-6557 <\/span><\/p>\n

          Michigan Dept. of Health & Human Services, Medicaid Beneficiary Support <\/span>……..(800) 642-3195 <\/span><\/p>\n

          Michigan Stroke Network…………………………………………………………………………(866) 522-8676 <\/span><\/p>\n

          Michigan Veterans Affairs Agency………………………………………………………………(800) 642-4838 <\/span><\/p>\n

          MI Bridges Help Desk<\/span>………………………………………………………………………………(844) 799-9876 <\/span><\/p>\n

          Michigan Stay Well Counselors ……………………………………………………………………………… 9-8-8 <\/span><\/p>\n

          Nursing Home Complaints <\/span>……………………………………………………………………….(800) 882-6006 <\/span><\/p>\n

          Relay Center for Deaf and Hard of Hearing <\/span>………………………………………………………………. 7-1-1 <\/span><\/p>\n

          Sexual Assault Crisis Intervention………………………………………………………………(517) 372-6666 <\/span><\/p>\n

          Social Security Administration…………………………………………………………………..(800) 772-1213 <\/span><\/p>\n

          Substance Abuse Hotline <\/span>…………………………………………………………………………(800) 662-4357 <\/span><\/p>\n

          Suicide Prevention Crisis Hotline<\/span>……………………………………………………………….(800) 273-8255 <\/span><\/p>\n

          TAX statements for Adult Home Help<\/span>………………………………………………………….(800) 292-2550 <\/span><\/p>\n

          THAW \u2013 The Heat and Warmth Fund <\/span>……………………………………………….<\/span>(800) 866-THAW (8429)<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"

          Dear Neighbor, From Marquette to the Motor City, Michigan seniors contribute to the vitality of this state in invaluable ways. For decades, they have brought families to our neighborhoods, business […]<\/p>\n","protected":false},"author":17,"featured_media":1401,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[6],"tags":[],"class_list":["post-1400","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsletter"],"yoast_head":"\nSenior Newsletter - Senator Mary Cavanagh<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev.senatedems.com\/cavanagh\/2024\/08\/27\/senior-newsletter\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Senior Newsletter\" \/>\n<meta property=\"og:description\" content=\"Dear Neighbor, From Marquette to the Motor City, Michigan seniors contribute to the vitality of this state in invaluable ways. 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