{"id":1382,"date":"2024-10-09T12:51:35","date_gmt":"2024-10-09T16:51:35","guid":{"rendered":"https:\/\/senatedems.com\/cavanagh\/?p=1382"},"modified":"2025-08-07T14:57:47","modified_gmt":"2025-08-07T18:57:47","slug":"consumer-protection","status":"publish","type":"post","link":"https:\/\/dev.senatedems.com\/cavanagh\/2024\/10\/09\/consumer-protection\/","title":{"rendered":"Sen. Cavanagh Leads Legislation to Strengthen Michigan Consumer Protection\u00a0"},"content":{"rendered":"\n[et_pb_section fb_built=&#8221;1&#8243; theme_builder_area=&#8221;post_content&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221;][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; type=&#8221;4_4&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<div class=\"x_elementToProof\" style=\"text-align: center\"><i data-olk-copy-source=\"MessageBody\">The \u2018Telephone Solicitation Act\u2019 protects residents against unwanted robocalls and phone scams<\/i><\/div>\n<div aria-hidden=\"true\">\u00a0<\/div>\n<div><p>LANSING, Mich. (Oct 9, 2024) \u2014 Today, Sen. <b>Mary<\/b> <b>Cavanagh <\/b>(D-Redford Twp.)<b> <\/b>introduced a comprehensive bill package to protect Michigan consumers from unfair, deceptive telephone solicitation tactics. Known as the Telephone Solicitation Act, Senate Bills 1037-1041 will prohibit telephone solicitors from engaging in misleading, disruptive business practices and provide the Attorney General with the authority to act against violators.<\/p>\n<p>\u201cAs Chair of the Senate Committee on Finance, Insurance, and Consumer Protection, I am proud to champion this legislation that will finally put an end to harmful telephone solicitation practices that disrupt the everyday lives of Michigan residents,\u201d said Sen. <b>Cavanagh<\/b>. \u201cIt\u2019s well past time that bad actors who take advantage of consumers through deceitful, disingenuous business tactics are held accountable for their wrongdoings, and that\u2019s precisely what this bill package achieves.\u201d<\/p>\n<p>\u201cRobocalls have become a daily nuisance and invasion of privacy, with more and more residents falling victim to these scams,\u201d said Michigan Attorney General <b>Dana Nessel<\/b>. &#8220;I commend Senator Cavanagh for spearheading this legislative effort to crack down on robocalls and protect Michiganders from these harmful and deceptive practices.&#8221;<\/p>\n<p>With Michigan residents on the receiving end of over <span><u><a class=\"x_Hyperlink x_SCXW253536860 x_BCX8 x_OWAAutoLink\" id=\"OWAc946e28b-430c-ff3f-ac34-6903221c4d25\" data-auth=\"NotApplicable\" rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/www.michigan.gov\/ag\/initiatives\/robocalls#:~:text=Michigan%20residents%20have%20been%20on%20the%20receiving%20end%20of%20more%20than%201%20billion%20robocalls%20annually%20since%202018.\" data-linkindex=\"1\">1 billion robocalls<\/a><\/u><\/span> annually since 2018, Senate Democrats collaborated with Attorney General Dana Nessel to develop legal parameters that protect consumers from deceptive telephone solicitation tactics. Specifically, the Telephone Solicitation Act:\u00a0<\/div>\n<div aria-hidden=\"true\">\u00a0<\/div>\n<ul>\n<li>\n<div>Prohibits telephone solicitation to individuals whose phone numbers are on the Federal Trade Commission\u2019s Do Not Call list;\u00a0<\/div>\n<\/li>\n<li>\n<div>Ensures that solicitors provide callers with identifying information, including their name, organization, and purpose of their call;\u00a0<\/div>\n<\/li>\n<li>\n<div>Keeps telephone solicitors from blocking caller ID or displaying misleading names, phone numbers, or area codes;\u00a0<\/div>\n<\/li>\n<li>\n<div>Establishes requirements for contracts made over telephone solicitation, requiring they be reduced to writing with complete pricing information and contact information of the seller included;\u00a0<\/div>\n<\/li>\n<li>\n<div>Prohibits telephone solicitors from engaging in practices that would be reasonably considered as abusive, harassing, or bothersome, including calling or texting at a time other than from 9:00 a.m. to 8:00 p.m.;\u00a0<\/div>\n<\/li>\n<li>\n<div>Explicitly defines unfair or deceptive telephone solicitation methods, including misrepresenting the total purchase price of goods sold and making a false statement with the purpose of inducing sales or obtaining personal information from consumers;\u00a0<\/div>\n<\/li>\n<li>\n<div>Provides the Attorney General with the authority to bring a civil action against a defendant who has engaged in an alleged violation; and\u00a0<\/div>\n<\/li>\n<li>\n<div>Subjects bad actors who target vulnerable individuals to civil fines of up to $50,000 per violation, or $75,000 for each persistent and knowing violation.\u00a0<\/div>\n<\/li>\n<\/ul>\n<div aria-hidden=\"true\">\u00a0<\/div>\n<div><p>\u201cMichiganders deserve to answer the phone without fear of being scammed. This legislation is a critical step toward restoring trust and security for people who have been overwhelmed by misleading and abusive phone calls,&#8221; said Sen. <b>Sarah Anthony<\/b> (D-Lansing). &#8220;This legislation will give consumers the tools they need to protect themselves by ensuring those who exploit or deceive Michiganders face real consequences under a new act. This is about putting the power back in the hands of the people.\u201d<\/p>\n<p>\u201cMichiganders receive over a billion robocalls each year, and we must take action to protect our residents\u00a0from deceptive and invasive practices,\u201d said Sen.<b> Jeremy Moss <\/b>(D-Southfield). &#8220;By strengthening limits and penalties, this legislation sends a clear message: misleading telephone solicitation will not be tolerated in our state. I am committed to defending Michigan consumers from this type of exploitation.&#8221;<\/p>\n<p>Senate Bills 1037-1041 have been referred to the Senate Committee on Finance, Insurance, and Consumer Protection where they currently await further deliberation.\u00a0\u00a0<\/div>\n<div aria-hidden=\"true\"><\/div>\n<div aria-hidden=\"true\">\u00a0<\/div>\n<div class=\"x_elementToProof\" style=\"text-align: center\">###<\/div>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>The \u2018Telephone Solicitation Act\u2019 protects residents against unwanted robocalls and phone scams \u00a0 LANSING, Mich. (Oct 9, 2024) \u2014 Today, Sen. Mary Cavanagh (D-Redford Twp.) introduced a comprehensive bill package [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1385,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[5],"tags":[],"class_list":["post-1382","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-release"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Sen. Cavanagh Leads Legislation to Strengthen Michigan Consumer Protection\u00a0 - Senator Mary Cavanagh<\/title>\n<meta name=\"description\" content=\"Sen. 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